Independent Publication · Not Affiliated with Marks Electrical
CMA Case:Closed
Final Infringement Notice:Issued
Penalty:£720,000
Consumer Redress:~£600,000
Customers:Nearly 40,000
Refund Programme:Ongoing
Latest Trading Update:30 Sep 2026

Last updated 5 October 2026

How the Marks Electrical Automatic Opt-In Worked

Customers purchasing household appliances were presented with optional paid services that were already pre-selected at checkout, meaning the customer had to notice and actively deselect them — rather than actively choosing to add them.

5 Key Facts
  • 01Two paid services were pre-selected: 'Recycle Old Appliance' and 'Unwrap & Recycle Packaging'.
  • 02The CMA found these were added without the customer's express agreement.
  • 03UK law requires express, active consent for optional paid extras.
  • 04Pre-ticked boxes or equivalent automatic opt-ins are not permitted.
  • 05Marks Electrical stopped the practice after the CMA investigation opened.
Primary EvidenceRead the record
S002 · CMA Press Release
CMA orders Marks Electrical to refund customers over pre-selected extra charges
Competition and Markets Authority / GOV.UK · 2026-06-18
Open source ↗
S003 · Final Infringement Notice
Marks Electrical Final Infringement Notice
Competition and Markets Authority · 2026-07-02
Open source ↗
Illustrative explanation — not a reproduction of the Marks Electrical checkout. No screenshots of the historical checkout are reproduced on this site.

The automatic opt-in model

As found by the CMA
Customer chooses appliance
Checkout
Optional paid service already selected
Customer must notice / deselect

The legal / consumer-choice model

What the law requires
Customer chooses appliance
Optional extra not selected
Customer actively chooses extra
Charge added
Primary EvidenceRead the record
S003 · Final Infringement Notice
Marks Electrical Final Infringement Notice
Competition and Markets Authority · 2026-07-02
Open source ↗

Why this matters

The difference is the direction of consent. In the automatic opt-in model, the default is "yes, charge me" and the customer must act to avoid the charge. In the consumer-choice model, the default is "no" and the customer must act to add the charge. UK consumer law requires the latter for optional paid extras.

Read: are pre-ticked paid extras legal in the UK?
Marks Electrical Files

An Independent Investigation

An independent investigation into Marks Electrical, consumer law and the CMA case. Source-led, documented, and accountable.

Marks Electrical Files is an independent publication and is not affiliated with Marks Electrical Group plc or Marks Electrical Limited.

This website reports information from regulatory decisions, corporate filings, company announcements, financial statements, Companies House records and attributable news reporting. Regulatory findings are identified as such. Commentary and analysis are separately labelled. Readers are encouraged to review the original documents linked throughout this publication.

© 2026 Marks Electrical Files · Last updated 5 October 2026